Terms and Conditions

Effective Date: July 2025
Last Updated: July 2025

1. Introduction

Welcome to Self Employment Portal, a freemium financial management app designed for self-employed individuals in the United Kingdom. By using this app, you agree to these legally binding terms and conditions.

2. Service Description

Self Employment Portal offers both free and subscription-based services for:

3. Service Tiers and Access

3.1 Free Tier

Our free tier provides basic functionality with usage limitations:

3.2 Professional Tier (£1.99/month)

Our Professional subscription includes:

3.3 Free Trial

New Professional subscribers receive a 7-day free trial. Your trial automatically converts to a paid subscription unless cancelled through your app store account before the trial period ends.

4. Subscription Terms and Billing

4.1 Payment Processing

Subscriptions are processed through RevenueCat and billed via your app store account (Apple App Store or Google Play Store). By subscribing, you agree to RevenueCat's terms of service and your app store's terms and conditions.

4.2 Billing Cycle

Professional subscriptions are billed monthly at £1.99 per month. Your subscription automatically renews unless cancelled.

4.3 Cancellation

You may cancel your subscription at any time through your app store account settings. Cancellation takes effect at the end of your current billing period. You will retain Professional access until the subscription expires.

4.4 Refunds

Refund requests must be made through your app store account. We do not process refunds directly. Refund policies are governed by Apple or Google's respective terms.

4.5 Price Changes

We reserve the right to modify subscription pricing with 30 days advance notice. Existing subscribers will be notified via email and in-app notifications.

5. Tax Disclaimer

We are not professional tax advisors and make no guarantees about the accuracy or completeness of any financial or tax calculations provided within the app. These calculations are based solely on the data you enter, and are intended for estimation purposes only.

IMPORTANT: You should consult a qualified accountant or tax professional before submitting any data to HMRC.

This disclaimer also appears within the app interface to ensure users are aware of its limitations.

6. User Responsibilities

By using the app, you agree to:

7. Data Collection & Privacy

Your use of the app is governed by our Privacy Policy. Data collected includes:

8. Intellectual Property

Self Employment Portal and its contents are the intellectual property of Liam Kenny, the creator and owner of the app. You may not copy, modify, redistribute, or reverse engineer any part of the app without written permission.

9. Limitation of Liability

We do not guarantee financial accuracy, uptime, or bug-free use. You agree that:

10. Account Termination

We reserve the right to suspend or terminate your access to the app if you breach these terms or misuse the service. Subscription cancellations do not automatically delete your account data - contact support for account deletion.

11. Changes to Terms

We may update these Terms from time to time. Continued use after updates indicates acceptance. The "Last Updated" date reflects the most recent version. Significant changes will be communicated via email or in-app notifications.

12. App Store Compliance

This app is distributed through official app stores and complies with their respective guidelines. In-app purchases are processed according to app store policies and terms.

13. Geographic Limitations

This app is designed for users in the United Kingdom and follows UK tax regulations and business practices. Availability in other regions is not guaranteed.

14. Contact Information

For questions, support, or subscription-related inquiries, please contact:
📧 support@selfemploymentportal.co.uk
🌐 www.selfemploymentportal.co.uk

For subscription billing issues, please contact your app store's customer support or RevenueCat support through the appropriate channels.