Terms and Conditions

1. Introduction

Welcome to Self Employment Portal, a financial management app designed for self-employed individuals in the United Kingdom. By using this app, you agree to these legally binding terms and conditions.

2. Service Description

Self Employment Portal offers tools for:

• Tracking income, expenses, mileage, and client information
• Uploading receipts and invoices
• Estimating tax liability using a flat 20% rate
• Viewing insights powered by Firebase tools

3. Tax Disclaimer

We are not professional tax advisors and make no guarantees about the accuracy or completeness of any financial or tax calculations provided within the app. These calculations are based solely on the data you enter, and are intended for estimation purposes only.

IMPORTANT: You should consult a qualified accountant or tax professional before submitting any data to HMRC.

This disclaimer also appears within the app interface to ensure users are aware of its limitations.

4. User Responsibilities

By using the app, you agree to:

• Provide accurate and lawful information
• Use the app only for legal, personal, or business finance tracking
• Keep your User ID secure and use it when contacting support

5. Payment and Access

This is a paid app with no ads or in-app purchases. Access is granted via verified purchase through the App Store or Google Play.

6. Data Collection & Privacy

Your use of the app is governed by our Privacy Policy. Data collected includes:

• Email address
• Financial records and client data
• Receipt/invoice images
• User ID
• Analytics, crash reports, and performance metrics via Firebase tools

7. Intellectual Property

Self Employment Portal and its contents are the intellectual property of Liam [Insert Last Name or Business Name], the creator and owner of the app. You may not copy, modify, redistribute, or reverse engineer any part of the app without written permission.

8. Limitation of Liability

We do not guarantee financial accuracy, uptime, or bug-free use. You agree that:

• All data is user-provided and unverified
• We are not liable for any loss resulting from use of the app or errors in financial estimates

9. Termination

We reserve the right to suspend or terminate your access to the app if you breach these terms or misuse the service.

10. Changes to Terms

We may update these Terms from time to time. Continued use after updates indicates acceptance. The "Last Updated" date reflects the most recent version.

11. Contact Information